HDFC Children’s Gift Fund

HDFC Children’s Gift Fund

(An Open-Ended Balanced Scheme)

FEATURES:

INVESTMENT OBJECTIVE:

The primary objective of both the Plans under the Scheme is to generate long term capital appreciation.

• Investment Pattern:

- Investment Plan (Equity Oriented): Equity & Equity-linked instruments 40% -75%. Debt Securities and Money Market

instruments (investment in securitised debt not to exceed 20% of the net assets of the Schemes) 25% - 60%.

- Savings Plan (Debt Oriented): Equity & Equity-linked instruments 0-20%. Debt Securities and Money Market

instruments (including cash / call money / securitised debt) 80% -100%.

• Eligibility (of Unit holder): Children less than 18 years of age as on the date of investment by the Investor / Applicant.

• Minimum Application Amount:

- Purchase: ` 5,000 and any amount thereafter.

- Additional Purchase: ` 1,000 and any amount thereafter.

• Lock-in Period: (If opted) Until the Unit holder (being the beneficiary child) attains the age of 18 years or until completion

of 3 years from date of allotment, whichever is later.

• Load Structure:

• Entry Load: Not Applicable. Upfront commission shall be paid directly by the investor to the ARN Holder (AMFI registered

Distributor) based on the investors’ assessment of various factors including the service rendered by the ARN

Holder.

• Exit Load:

- For Units subject to Lock-in Period: NIL

- For Units not subject to Lock-in Period: 3% if the Units are redeemed / switched-out within one year from the date

of allotment; 2% if the Units are redeemed / switched-out between the first and second year of the date of

allotment; 1% if Units are redeemed / switched-out between the second and third year of the date of allotment; Nil

if the Units are redeemed /switched-out after third year from the date of allotment.

- No entry / exit load shall be levied on bonus units.

The Trustee reserves the rights to change / modify the load structure from a prospective date.

• Insurance Cover: Personal Accident Insurance Cover for Parent / Legal Guardian (up to the age of 80 years) of the Unit

holder, equivalent to 10 times the cost value of the outstanding Units held by the Unit holder under all the

applications / account statements / folios, subject to a maximum amount of ` 10 lakhs per Unit holder.

The insurance premium in respect of the personal accident insurance cover will be borne by the AMC. This

accident insurance cover is subject to conditions of the group personal accident insurance policy.

Download Application Form

Benefits of Systematic Investment Plan (SIP)

To illustrate the advantages of SIP investments, this is how your investments would have grown if you had invested say Rs. 1,000 aystematically on the first Business Day of every month over a period of time.